Hail Damage Repair

What to Expect with Full Armor

As a homeowner, probably one of the more stressful times of owning a home is when the weather changes and the storms created, cause serious damage to your home from the hail and/or wind. These hail storms and wind storms can potentially cause major damage to the exterior of your home, especially your roof, siding and windows. A hailstone that comes in contact with your home can crack or bruise your shingles, puncture holes in your vinyl siding and dent or crack your window frames. These impacts and breaks can potentially lead to water infiltration to your home, which may significantly reduce the useful life of your shingles, siding and/or windows. A single hailstone can even break the seal on your windows causing them to release gas between panes and allow them to fog up and/or freeze.

The storm has passed, what should you look for?

After a storm, walk around your property and look for evidence of hail or wind damage:

• Holes in your siding
• Ripped and torn plants in the yard
• Tree limbs down
• Damage to you air conditioner
• Dents in outdoor furniture
• For an asphalt roof, look for granular loss coming from your downspouts (which will look like a pile of sand in the color of your roof)
  For wood shake roofs, look for splits in the wood and a brownish, orange color

You see signs of hail/wind damage, so what do you do?

Take early action and call Full Armor! You can help reduce the after effects of a storm by identifying damage and Hail Damage Repair Omaha problems early and replacing your roof, siding and/or windows as quickly as possible. When hail falls, it falls at random, so your roof may have hail impacts, while your neighbor’s roof may not. It never hurts to have someone check your home for damage, even if it seems like the storm wasn’t that bad. At this point, it can be challenging to determine if the damage that took place is just cosmetic or if it will have a greater effect on the life and performance of your roof. Oftentimes, we will have to pull up shingles to verify the back side and reseal them down.

Asphalt Hail Damage Repair Omaha will be black in color and usually shiny from granular loss. Often, when you touch these spots, they will be soft to the touch, as the mat has been broken – if not, they are most likely cosmetic damage. You will see granular loss but, the hailstone was not large enough to break the matting of the shingle
Wood Shake Shingle hail damage will have split shingles with sharp edges and will look brownish- orange. What you are seeing is cedar or hickory wood that has not been oxidized – if you just see splatter-like marks, this would most likely be cosmetic damage. The hailstone was not large enough to break the shingle itself.

Should I Call My Insurance Company?

Yes but, after you have met with someone from Full Armor that has determined you do in fact have Hail Damage Repair Omaha or wind damage. When you call most insurance companies, the first question they often ask is, “has someone been out to inspect your home?” Insurance companies usually do not want to send their adjusters out to do the initial inspection, especially when larger storms occur. On the contrary, for smaller storms, your insurance company will most likely send an adjuster to your property. However, it is also important in this case to know, some insurance companies may penalize you if too many unapproved claims have been made. Due to this, call Full Armor to do a full storm damage inspection and we can help you determine if you should call your insurance company to file a claim. Our inspections are free and we can give you an idea of the full extent of the damage. If damage is found, you will first want to review your homeowner’s insurance policy to verify what your coverage is and also what your deductible is. Make sure to call your insurance agent for questions about your policy.